Before you travel, you must obtain insurance in case of theft, loss, illness or injury. A standard travel insurance policy usually covers the loss of baggage, tickets and cash or checks (up to a certain limit), as well as the cancellation or early termination of your trip. If not issued increased insurance, the usual insurance does not include the so-called dangerous sports in Sri Lanka is scuba diving, rafting, surfing, climbing and Hiking. Many conditions can be reduced or modified to exclude insurance coverage, for example, sickness and accident benefits can be excluded or included at will. When providing coverage for theft and damage to baggage, make sure the article limit is up to$ 500 to cover the cost of Your property. If you need to show insurance compensation, be sure to keep receipts for medication and treatment, and if you have something stolen, you must obtain an official statement from the police.
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